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SGI Mallorca Real Estate

Fincas for sale in Mallorca

A restored stone house among almond and olive trees, a modern finca with a pool and far-reaching views, or a country estate in the Serra de Tramuntana: these are all the fincas we currently have for sale in Mallorca – from the south-west around Andratx and Es Capdella to the heart of the island.

11 fincas & country houses currently for sale · from €1,395,000

Where the best fincas are

In the south-west, fincas around Andratx, Es Capdella and Calvià are only minutes from beaches and marinas – rare, and much sought after. The Tramuntana, with Estellencs, Puigpunyent and Esporles, offers spectacular mountain and sea views. Inland (Sencelles, Lloret de Vistalegre, Manacor) you get more land and peace for less money.

What makes a finca special – and what to check

Fincas almost always stand on rustic land (suelo rústico), where new building is heavily restricted and extensions are often no longer permitted. It is therefore essential that every building, the pool and the terraces were built legally or have been legalised. We check permits, cadastre, land registry and the certificate of habitability before you reserve.

Just as important: water (well, cistern, mains), electricity or solar, a secured access road and any rights of way. A holiday rental licence is generally more attainable for a finca than for an apartment, but also limited – an existing licence adds value.

Purchase costs

When you buy a resale property in the Balearics you pay transfer tax (ITP), banded by price from 8 to 13 %. A new build bought from the developer carries 10 % VAT (IVA) plus stamp duty instead. Notary, land registry and lawyer come on top. All in, budget roughly 10–14 % of the price.

Frequently asked questions

How much does a finca in Mallorca cost?

Simple inland fincas start at around €600,000–900,000, renovated fincas with a pool usually from €1.2m. In the Tramuntana and in the south-west near the coast, good properties often start at €2m. Current prices are shown on each property above.

Can I extend a finca or build a new one?

Only to a very limited extent on rustic land – the rules depend on the municipality, plot size and protection zone. Our building team with architects checks what is possible on the plot before you buy.

What do I need to buy as a foreigner?

A Spanish tax number (N.I.E.), a Spanish bank account and your passport. We apply for the N.I.E. with you, help you open the account and coordinate notary, lawyer and translation through to completion.

Can I get a mortgage?

Yes. Spanish banks usually lend non-residents 60–70 % of the price, residents often more. Purchase costs and the remaining share come from your own funds. Every listing for sale has our mortgage calculator, and we put you in touch with banks and mortgage advisers.

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